Nearly 1/3 of Americans would be unable to cover an unexpected expense of $400.
Remember to consult your financial, HR, and legal counsel when creating any specific program.
Congress passed the SECURE 2.0 Act, which will enable employers to set up ESAs for their employees tied to their retirement accounts, beginning in 2024.
Outside of options available within SECURE 2.0, an employer could set up an ESA not connected to a retirement plan. One platform called SecureSave helps businesses run ESAs.
Rising interest rates and recent bank failures are squeezing credit supply for small businesses.
The vast majority of small businesses find it challenging to some degree to manage the cost of offering employer-sponsored health insurance.
There are several ways you can do more to shop with small businesses, including using web sites that help you find small businesses via maps.
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